Drivers side seat belt nylon webbing (actual belt portion) has started to severely unravel in several different places. i feel this is a factory defect in materials; however, local dealership where vehicle was purchased informs me that it will cost me $270 to replace this belt. cost so high because the whole mechanism must be replaced...not just webbing. i am a senior citizen on a fixed income & cannot afford to replace the belt @ this cost. i feel manufacturer should replace @ no charge since a defective seat belt on drivers side is very dangerous. i have been a long time toyota customer & this is my 1st compliant ever. *tr